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SUBMITTING A LOAN IS AS EASY AS OUR
THREE STEP PROCESS |
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FIND YOUR RATE |
ADD YOUR ADJUSTMENT |
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Fixed Rate
Stand Alone
HELOC |
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2nd T.D. From 0
to 580 Credit
Score |
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Wholesale Rate
Sheet Effective
10.18.06 |
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CPF "Below" HELOC |
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55% DTI Stated
Income HELOC
8 yrs. IO |
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Fixed Rate 3 yrs.
Draw 5 yrs.
Payback Period 1
yr. PPP |
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No Fico Score
Required -
Unlimited Cash Out |
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Minimum L/A = 35,000
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Loan Amounts $250,000 |
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Max Combined L/A =
$750,000 BK, NOD, NOS,
all OK |
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*(Must use < 500 score
pricing)
Fast Closings |
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SFR, Condo, 2 - 4 Units
OK |
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Credit/LTV |
50% |
55% |
60% |
65% |
70% |
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561 - 580 |
12.50 |
12.75 |
13.00 |
13.50 |
14.50 |
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541 - 560 |
12.75 |
13.00 |
13.25 |
13.75 |
14.75 |
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526 - 540 |
13.00 |
13.25 |
13.50 |
14.00 |
15.00 |
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500 - 525 |
13.50 |
13.75 |
14.00 |
14.50 |
15.50 |
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< 500 |
15.50 |
15.75 |
15.99 |
16.99 |
17.99 |
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Second Home and
Non-Owner-Occ OK |
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Adjustments & Add-ons |
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Add To |
1X60 |
1X90 |
1X120 |
NOD |
Lender Base Amounts |
< $50,000 |
< $75,000 |
< $100,000 |
> $100,000 |
> $150,000 |
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Rate |
0.50 |
1.00 |
1.50 |
2.00 |
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Fee |
1.00 |
1.50 |
2.50 |
3.00 |
Points |
7.0 |
6.5 |
5.5 |
5.0 |
4.5 |
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Exceptions Priced Case
by Case |
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FILL SUBMISSION FORM |
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Copyright © Crawford Park Financial .
All rights reserved. |
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*Appraisal
Submitted to be full URAR with interior
photos. Broker may charge up to 5 Points |
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The first draw at close of escrow can be
up to 80% of the Line amount. The second
and subsequent draws are available every
30 days and will be charged a 5% Draw
Fee. One year Early closure fee is equal
to $500.00 or 1% of the Line Amount
whichever is higher. |
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Disclosure |
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This is not a commitment to lend. Restrictions may apply. For Wholesale use only. Not for Distribution to the General Public. LTV limits are based on current, accurate appraised value. Crawford Park Financial reserves the right to amend rates and guidelines. All loans are made in compliance with federal, state, and local laws. High cost loans are not permitted. Crawford Park Financial, a California corporation, is a California Finance Lender Lic#603B760 DRE# 1835807.
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